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  Dewan Housing Home Loan

Established in 1984, Dewan Housing Finance Corporation Limited (DHFL) is the second largest housing finance company in the private sector in India. Over the years, DHFL has built up a considerable business portfolio with products such as Home loan, Home extension loan, Home improvement loan, Plot loan, Mortgage loan Leased Rental Finance and Aashray deposit.

DHFL Home Loans are offered to individuals, co-operative societies, corporate bodies and associations of persons. The maximum loan offered by DHFL can go up to Rs 1 crore and the home loan finances up to 85% maximum of the cost of the property.

DHFL's Home Improvement Loans are offered to individuals to facilitate renovation and repairing of homes. The maximum repayment period can be up to 10 years or retirement age or 60 years of age, whichever is earliest.

DHFL's Saksham is a reverse mortgage scheme meant for senior citizens. 'Saksham' uses the value of the mortgaged house to provide the individual a fixed monthly annuity (sum). The borrower and his spouse can continue to live in the house for their lifetime. Indian citizens, who are of or over the age of 60 years and possess a house with a free and clear title, are eligible under this plan.

DHFL's Amar Chhaya is a unique home loan linked life insurance plan which provides complete security to the family in the event of an unfortunate death of the home loan customers. In the event of death, SBI Life pays the balance loan amount directly to DHFL, thus providing complete freedom to the family.

 

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